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Take your dollar further

Easy savings tips so that you can spend more money on the things that count the most. 

 

Where there's a will...?

With life becoming ever more complex, just picking up a pro forma and filling it in is no longer enough for many people. So where do you start, and how can you make sure you don't get it wrong? 

 

No place like home

It’s one of the most important decisions retirees face: whether, when and how to downsize their home. Don’t know where to start? There are many considerations. 

 

Home economics

Equity in the family home is often a major source of funds for retirement, but using it without losing it to banks, taxes and fees can be complicated. Here are four ways to access home equity.

 

Buy the farm

With agriculture set to take over from mining and resources as the next boom, is now the time to invest in agricultural commodities? We show you how to get into the market.

 

Hybrid securities

There’s always a risk when it comes to monetary investment. We show you how to get the most out of your SMSF by turning to hybrid securities and fixed income products. 

 

Paint the town rent

Property is the major source of retirees’ wealth. Property investors – residential and commercial – can benefit from relatively strong rental yields.

Lock it in

Term deposits offer relative safety when it comes to your money. Value doesn’t change and interest rates can be quite high allowing you to grow your savings.  

Ride the stock market rollercoaster

There's no question that the majority of investors have had a rough ride on the share market rollercoaster at some point. Even so, experts recommend that retirees take a long-term view and stay aboard. 

Claiming government benefits

Chances are, by now you know how you are going to handle your superannuation throughout retirement. What you may not know is that, even if you do have super, assets and savings, you may be eligible for government benefits. 

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