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How assisted driving technology can protect you and your car

22 Jan 2025

Technology has come a long way in improving vehicle safety – here’s how it can help you reduce your risk of accident.    

Safety features are one of the most important things to consider when buying a new car. Along with ensuring your new car has a good Australasian New Car Assessment (ANCAP) rating, there’s a range of assisted driving technologies that can also help reduce your accident risk. 

Some of the key electronic driver assist systems that now come as standard on most new vehicles include:

  • Adaptive cruise control: When activated, it will automatically brake or accelerate with traffic to suit the conditions. This is a big improvement on earlier cruise control systems where you had to manually adjust to changing speed changes.
  • Active lane centering: Lane support systems can detect lane markings, alerting the driver when the vehicle comes too close to the boundary. In some cases, they can steer the vehicle away from the boundary.
  • Blind spot sensors: When another driver is in your blind spot and you action a lane change, the blind spot sensor will alert you – typically with a light that activates near the driver’s door.
  • Braking systems: If an object is close in your vehicle’s path, the emergency brake assist will sound a warning and automatically reduce the speed if you don’t respond. Anti-lock braking systems will prevent tyres from skidding when braking heavily or in slippery conditions.

While these systems are designed to assist the driver, they are not a driver replacement. If you drive dangerously, they won’t prevent you from losing control or crashing.

Do I still need Car Insurance?

While driver assist systems may help reduce accident risk, it won’t prevent them completely – which is why you may want to consider getting an appropriate level of car insurance.

Over Fifty Comprehensive Car Insurance

With a Safe Driver Discount for eligible Comprehensive Motor1, 24/7 online claims lodgement service, a monthly payment option at no extra cost2, and a choice between Comprehensive and Third Party Property Damage cover, Over Fifty Car Insurance is simple, reliable and easy.

As a Probus member, you’ll receive up to 10% off your first year’s premium3,4 and a $25 eGift Card when you quote and buy a new Over Fifty Comprehensive Motor Insurance policy online using Promo Code: Probus25*.

Learn more at over50insurance.com.au/probus-car-insurance#mce_temp_url#.

Disclaimer: *T&Cs apply and minimum premiums apply. Over Fifty Insurance Pty Ltd ABN 58 007 165 200 AR 295939 arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Any advice provided is general advice only. Policy terms, conditions, limits and exclusions apply. Before making a decision, please consider the relevant Product Disclosure Statement available from www.over50insurance.com.au. The relevant Target Market Determination is available by calling 1300 63 50 50. 1. Safe Driver Discount applies to Comprehensive Motor Insurance policies only. Any discount entitlement is determined by the insurance history and driving history of all drivers on the policy and the number of claims made by them. If eligible, the maximum Safe Driver Discount that may be applied on new policies is up to 10%. For more information see our PED guide available at over50insurance.com.au. 2. Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply. Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium for optional covers. 3. Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium for optional covers. 4. The online discount applies to new comprehensive Motor Insurance policies quoted & purchased online only. Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods.

The online discount applies to new comprehensive Motor Insurance policies quoted & purchased online only. Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods. 

This article has been prepared by Over Fifty Insurance Pty Ltd ABN 58 007 165 200 AR 295939 who arranges insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. In some cases, information has been provided to us by third parties and while that information is believed to be accurate and reliable, its accuracy is not guaranteed in any way. Any opinions expressed constitute our views at the time of issue and are subject to change. Neither Over Fifty Insurance, nor Allianz, its employees or directors give any warranty of accuracy or accept responsibility for any loss or liability incurred by you in respect of any error, omission or misrepresentation in this article.